A “do and don’t do” list for obtaining credit reports.
COMPLETE point-by-point summary on how to get your credit reports, including the FULL contact list—with name, address, phone number—of each of the credit reporting agencies.
Examples of the fine print that two of the credit reporting agencies use to rip you off and disguise the fact that you’re buying useless credit scores from their websites.
8 steps you must take BEFORE you apply for credit—PLUS...We’ve included a very simple-to-use Credit Guidelines Worksheet™ that you can use to find out if you will be approved before you even apply for credit.
A question to ask all your potential lenders to see if you should even bother applying with them—If they answer, “No,” to this question—walk away).
A tactic that will help you minimize credit inquiries on your credit reports—Credit inquiries LOWER your credit scores. You need to avoid unnecessary inquiries.
An inside sneak peek at two auto manufacturers’ rate tiers—These “industry-only” charts show you EXACTLY what interest rates car dealers will offer you based on your credit scores. The public very rarely gets to see this information. And what's worse, most people don’t even know this information exists.
Best strategy for working with banks and even credit unions if you have low credit scores and have been denied credit—We call this the “back door” strategy for starting a relationship with your bank or credit union that can lead them to offering you unsecured bank cards, overdraft protection, and even unsecured credit.
Five-part breakdown of your credit score—we’ve included a FICO credit score chart that breaks down the five most critical factors that keep your credit scores down. One quick glance at this chart, and you automatically know what you need to work on to increase your credit scores.
Negative reason code “decoder”—Most people don’t realize this, but right on your credit reports are codes that tell you EXACTLY what’s keeping your FICO scores low. Simply correct the problem and your credit scores will rise. The problem is, these codes are hard to decipher. So we’ve created a “decoder” that clearly spells out what each code really means so you can see what’s keeping your scores down.
GoAskKenGame Plan Worksheet™—This is a worksheet we developed to help you get a handle on what you will need to do to increase your credit scores quickly.
7-Step Action Plan—Tells you exactly what to do, step-by-step. By following in my footsteps, you can’t go wrong.